Protect your wealth and lifestyle that you have worked so hard for and enjoy the new found free time. The subsidiaries and affiliates of Allianz Life Insurance Company of North America (Allianz Life) offer a range of insurance, investment, and savings products to individuals throughout the US. Check in with us and learn about our support measures. Increases to cover amounts only applicable until the policy anniversary after your 65th birthday. Allianz Life Pro+ Fixed Universal Life Insurance is the main life product for individuals. A Terminal Illness means a Sickness which is, in the written opinion of the Specialist registered medical practitioner and verified by us, likely to result in your death within 24 months. We strive to empower our employees to rethink our business and dare to make a difference. Affordable Life Insurance Plan . Important note : Information on this website is general information only and does not take into account your objectives, financial situation or needs. The cover amount of Critical Illness cover and Permanently Unable to Work cover cannot exceed the Life cover amount. Payment of the Advancement for Funeral Expenses is not acceptance of a Life cover claim. Achimota-Nsawam Road. Comprehensive Travel Insurance add-on options include our Snow Pack, Cruise Pack, Adventure pack and Additional item limits, Up to $5M cover for personal liability with our Comprehensive Plan. For terms, conditions and exclusions about our life insurance, please refer to the Product Disclosure Statement (PDS). If we pay the $15,000 Advancement for Funeral Expenses, the Life Cover Amount will be reduced by the amount of this advancement. Five Star CANSTAR CANNEX rating for Outstanding Value in Direct Life Insurance 2009 – 2013, 2018 - 2020 Acc No : 1416059201. Life cover is also known as life insurance or death cover. Avenues for contact details 1. No medical or blood tests are required to apply and you can get a preliminary quote in minutes. The minimum cover amount is $50,000 for Critical Illness cover and $100,000 for Life cover and Permanently Unable to Work cover. Tel: (+233) 302 967 341. The Allianz Group has offered financial services for over 125 years, with the core businesses in life insurance, general insurance and asset management. Please refer to the Product Disclosure Statement for details of 'When is a benefit not payable (policy exclusions)?'. In some cases a 90 day exclusion period applies. Please refer to the ‘When a Permanently Unable to Work benefit will be payable’ section in the. Allianz Life boasts a network of more than 100,000 independent agents and financial planners that sell such products as life insurance, variable and fixed life annuity products, and long-term care insurance. Critical Illness Insurance, is also known as trauma cover or serious illness cover. It isn’t just about you anymore, it is about your responsibilities and knowing that your family is secure in your care. Please see the PDS for full details. You’re also entitled to a 30 day cooling off period if you change your mind8. It provides a lump sum payment (subject to conditions) in the event that the Life Insured is permanently unable to work due to sickness or injury6. Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. Any advice here does not take into account your objectives, financial situation or needs. You also get flexible premium options, the opportunity to earn indexed interest, and access to your cash value. BBVA Allianz Seguros, the bancassurance joint venture between Allianz Seguros and BBVA announced in April of this year, begins its operations in Spain. You can return the policy within 30 days of receiving the first Policy Schedule (“cooling-off period”) by contacting us and we will refund any premiums paid unless a claim has been or can be made under the policy. Find up to date product information, and access to policy documents and forms. Permanently Unable to Work cover is also known as Total and Permanent Disability (TPD) cover*. Up to $1.5 million Life Cover depending on your age, You're entitled to a 30 day money back guarantee if you have not made a claim under the policy, Up to $1.5 million cover depending on your age, $15,000 funeral advancement included within the cover, Covers diagnosis of Terminal Illness where death is likely to occur within 24 months, Benefit increases every year to stay ahead of inflation, Up to $500,000 cover depending on your age, Cover for 14 Critical Illnesses as defined, Reinstate your Life cover amount 12 months after a Critical Illness claim, Lump sum payment if you are unlikely ever to work again due to sickness or injury, Reinstate your Life cover amount 12 months after a Permanently Unable to Work claim. the commencement of the benefit; Each policy anniversary cover amounts are automatically increased by 5% or the change in the Consumer Price Index, whichever is greater. Life cover is also known as life insurance or death cover. Acc No : 0072789014. Payment of a benefit under Critical Illness cover reduces the cover amount of any remaining benefits under Life cover and Permanently Unable to Work cover by that payment amount. Premiums increase from year to year in line with the increased cover amount. Premiums may vary depending on lifestyle and health risk factors. Outstanding Value Direct Life Insurance 2018 - 2020, Roy Morgan Research Customer Satisfaction Awards 2016, Life Insurance Code of Practice Subscriber since 2017. Our expert team understands the complexities of workers compensation and will support your business and injured workers through the claims management process. Depending on your life insurance plan, we also pay a proportion of your life insurance benefit if you contract a critical illness. Bajaj Allianz Life Insurance offers an extensive range of comprehensive insurance products to cater to the various requirements of the insurance buyers. Renewal of cover is guaranteed until you the Life Insured reaches the age specified in the Product Disclosure Statement for the relevant cover, regardless of how your health may change. Because of that, you should, before acting on the information, consider the appropriateness of the information, having regard to your objectives, financial situation and needs. the reinstatement date where we have agreed to reinstate the benefit after it has lapsed. It makes good financial sense anytime you can combine your investment strategy along with your financial protection needs and highly-rated life insurers will certainly be a big part of that picture.